Living in French society

À quoi sert une mutuelle santé ?What is top-up health insurance (mutuelle) for?

Answer

À rembourser les frais de santé non pris en charge par l’Assurance maladieTo reimburse health costs not covered by national health insurance

Explanation

The national health insurance does not reimburse everything. A mutuelle, or top-up health insurance, pays all or part of the remaining costs.

Source: service-public.gouv.fr – Complémentaire santé (mutuelle)Updated 13 October 2026.Official question · answer and translation written by Recite

The 4 options, in French as at the exam

À remplacer complètement l’Assurance maladieTo replace national health insurance completely
À rembourser les frais de santé non pris en charge par l’Assurance maladieTo reimburse health costs not covered by national health insurance (Correct answer)
À payer les impôts sur le revenuTo pay income tax
À obtenir un titre de séjour plus facilementTo obtain a residence permit more easily

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